Property Development Finance
Specialist development finance matching from £250K to £50M+ for corporate developers and builders across the UK
What is Development Finance?
Development finance provides specialised funding for corporate property developers to acquire land, execute ground-up construction, or undertake heavy conversions. Unlike standard long-term loans, development debt is tailored to projects that generate substantial capital appreciation upon completion. For a comprehensive walkthrough of GDV calculations and lender metrics, review our Development Finance: A Property Developer's Guide.
These short-term facilities typically run for 12 to 36 months, releasing capital in tranches aligned with monitoring surveyor milestones. Where immediate completion is required before planning or formal facility release, developers often secure site control via a short-term bridging loan. Before committing to a scheme, test your LTC and LTGDV thresholds using our online Development Finance Calculator.
See how an experienced regional developer delivered 24 units in our £4.8M residential development scheme case study.
Types of Development Finance We Arrange
Ground-Up Development
Finance for building new properties from scratch, including land purchase and construction costs.
- • Residential developments
- • Commercial buildings
- • Mixed-use projects
Heavy Refurbishment
Funding for major renovation projects that add significant value to existing properties.
- • Period property restoration
- • Commercial conversions
- • Listed building renovations
Conversion Projects
Specialist finance for converting properties between different use classes.
- • Office to residential
- • Barn conversions
- • Change of use developments
How Development Finance Works
Land Purchase
Initial drawdown to secure the development site
Planning & Preparation
Additional funds released for enabling works and planning
Staged Construction
Funds released against construction milestones
Exit Strategy
Repayment via sale or refinance to long-term lending
Key Features of Our Development Finance
Loan Amounts
From £250,000 to £50M+ for larger schemes
Loan-to-Cost (LTC)
Up to 70% of total development costs including land
Terms
Typically 12-36 months with extension options
Interest Rates
Competitive rates from 0.65% per month
Payment Options
Interest-only or rolled-up interest structures
Speed
Decisions in days, completions in 2-4 weeks
Why Choose Us for Development Finance?
Specialist Expertise
Deep understanding of development finance markets and lender requirements
Extensive Network
Access to specialist development lenders not available on the high street
Project Support
Ongoing assistance throughout your development project lifecycle
Ready to Fund Your Development Project?
Submit your scheme metrics for targeted matching across 100+ UK commercial lenders and development debt funds without upfront fees.
Related Development Finance Resources
Property Developers Guide
Detailed criteria on 70% LTGDV facilities, drawdown schedules, and contingency reserves.
Bridging Loans
Secure sites or auction acquisitions quickly before securing full development facilities.
£4.8M Residential Scheme
24-unit scheme funded at 7.5% achieving a 22% profit margin on completion.
Why Choose CMD Platform?
Skip slow single-lender bank queues and access over 100 debt funds directly.
Regulatory Notice: Property development finance facilities are arranged exclusively for UK registered corporate entities (Limited Companies, LLPs, and SPVs) for commercial business purposes. Commercial development lending to corporate bodies is not regulated by the Financial Conduct Authority (FCA).