Exclusively for UK Limited Companies & SPVs

Commercial Mortgages for UK Limited Companies

We analyse your transaction against our whole-of-market database of 100+ UK commercial lenders to match your company with the right provider.

Lenders network icon100+ UK Lenders
Fast approval iconFast Approvals
Expert advice iconSpecialist Matching
Zero upfront matching fees guaranteeNo upfront fees
Specialist corporate debt advisory teamExpert guidance
Fast 24 to 48 hour indicative terms decision24-48 hour decisions
Live Debt Feed
September 2026

UK Commercial Debt Monitor10 Key Drivers

Real-time interest benchmarks, gearing ratios and underwriting terms for UK Ltd Companies.

Panel Liquidity: Strong
BoE Base Rate
4.75%
Official Bank Rate▼
5Y Swap Rate
3.88%
Wholesale Cost of Funds▬
Commercial Margin
From +2.25%
Over Base / SONIA▼
Max Commercial LTV
Up to 75%
80% on Selective Cases▬
ICR / DSCR Cover
1.25x – 1.40x
@ Stressed Interest Rate▬
Bridging Loan Rate
From 0.70% pcm
Monthly Interest▼
Dev Finance LTGDV
Up to 70% LTGDV
85%-90% Loan-to-Cost▲
Semi-Commercial SPV
From 4.99%
5-Year Fixed Available▼
DIP Turnaround
24 – 48 Hours
3–5 Wks Full Drawdown⚡
Panel Capacity
100+ Lenders
£100k to £25M+ Facility▲
Quick LTD Repayment Estimator
Indicative Monthly Cost (~7.0% p.a.)£2,917 / month
Full Calculator
⚡ 24–48h DIP Turnaround • Max 75% Commercial LTV • Whole-of-Market 100+ Lenders
Lock In Terms
Indicative commercial figures for UK Limited Companies & SPVs. Security required. Subject to status & underwriting.

Trusted by UK businesses & property investors

4.9/5 Client Rating
UK LTD Specialists
100+ Commercial Lenders
Zero Upfront Fees
Secure SSL protected website
Secure & Encrypted
UK GDPR Compliant
How Our Matching Service Works

We Do the Hard Work. You Connect Directly with the Right Lender.

Securing commercial debt shouldn't require phoning dozens of institutions or guessing criteria. Tell us what your business needs, and we match you with the most suitable UK commercial lender from our whole-of-market network.

01
Provide loan details icon

1. Share Your Details

Fill in our simple, confidential online enquiry form detailing your funding amount, property type, and UK company structure. Takes under 2 minutes with no initial paperwork.

Under 2 mins • 100% confidential
02
Smart matching engine icon

2. We Do the Hard Work

We analyse your transaction against our whole-of-market database of 100+ UK commercial lenders. We match your scenario with the providers offering the strongest appetite and best terms.

100+ UK lenders • Exact criteria fit
03
Fast-track provider contact icon

3. Speedy Direct Contact

Your information is immediately sent to the matched provider. They review your file in advance and contact you promptly with everything needed to start a speedy, streamlined process.

Immediate handoff • Direct credit team
04
Email confirmation icon

4. Instant Email Details

On completion of the form, you instantly receive an email confirming the recommended provider and their direct contact details — keeping you fully informed and in complete control.

Full transparency • Direct contact details

Zero Matching Fees • Free & Confidential Service

Exclusively for UK registered Limited Companies, SPVs, and commercial property investors.

Get Matched Now

Our Commercial Finance Services

Whatever your commercial property finance requirements, we analyse your criteria across our whole-of-market database of 100+ UK commercial lenders to match your company with the ideal facility.

Commercial Mortgages - Expert UK commercial finance solutions
Commercial mortgage icon

Commercial Mortgages

Secure financing for business premises, from offices and retail units to industrial properties. Access the best rates with our whole-of-market approach.

Key Features:

Up to 80% LTV
5-25 year terms
Fixed & variable rates
Owner-occupier focus
Learn More
Bridging Loans - Expert UK commercial finance solutions
Bridging loan icon

Bridging Loans

Fast, flexible short-term finance for property transactions, auctions, and time-sensitive opportunities. Decisions in 24-48 hours.

Key Features:

1-24 month terms
Fast completion
Auction finance
Development exit
Learn More
Development Finance - Expert UK commercial finance solutions
Development finance icon

Development Finance

Specialist funding for property development projects. From ground-up builds to major conversions and refurbishments.

Key Features:

Ground-up builds
Conversions
Refurbishments
Plot acquisition
Learn More
Buy-to-Let Mortgages - Expert UK commercial finance solutions
Buy-to-let mortgage icon

Buy-to-Let Mortgages

Investment property finance for portfolio landlords and limited companies. Specialist rates for HMOs and multi-unit properties.

Key Features:

Portfolio rates
Limited company BTL
HMO specialists
Multi-unit deals
Learn More

Need help choosing the right finance option?

We evaluate your company and transaction criteria against active lender appetite to match you directly with the commercial lender and credit team best equipped to fund your deal.

How Our Expert Process Works

We make commercial finance simple and stress-free. Our proven 4-step process ensures you get the best deal with minimal hassle.

1
Provide loan details icon

1. Share Your Details

Fill in our simple, confidential online enquiry form detailing your funding amount, property type, and UK company structure. Takes under 2 minutes with no initial paperwork.

2
Smart matching engine icon

2. We Do the Hard Work

We analyse your transaction against our whole-of-market database of 100+ UK commercial lenders. We match your scenario with the providers offering the strongest appetite and best terms.

3
Fast-track provider contact icon

3. Speedy Direct Contact

Your information is immediately sent to the matched provider. They review your file in advance and contact you promptly with everything needed to start a speedy, streamlined process.

4
Email confirmation icon

4. Instant Email Details

On completion of the form, you instantly receive an email confirming the recommended provider and their direct contact details — keeping you fully informed and in complete control.

Ready to Find Your Ideal Lender?

Submit your corporate finance enquiry in under 2 minutes. We will match your transaction across 100+ UK commercial lenders and connect you with active credit teams.

Confidentiality and zero upfront fees guaranteeNo Upfront Fees • 100% Free & Confidential • Direct UK Commercial Lenders
4.9/5 Rating

What Our Clients Say

Don't just take our word for it. Here's what real UK businesses say about our commercial finance services and expert guidance.

"Commercial Mortgage Dealer made what seemed like an impossible deadline possible. When our bank said they couldn't help with our auction purchase in 21 days, CMD stepped in and secured bridging finance within 10 working days."
SM
Sarah M.
Director
Property Development SPV (Manchester)
£750K Bridging Loan
Deal Value
"After struggling to get a competitive rate from our high street bank, CMD matched our limited company with a specialist commercial lender on significantly better terms. Their knowledge of corporate lending saved us thousands."
JT
James T.
Managing Director
Engineering & Manufacturing LTD (Midlands)
£1.2M Commercial Mortgage
Deal Value
"As a director purchasing our trading premises through a new SPV, I needed specialist commercial advice. CMD guided us through every step, explained lender debt covenants clearly, and secured excellent terms for our hospitality freehold."
MR
Maria R.
Commercial Director
Hospitality & Leisure Group LTD (London)
£450K Commercial Mortgage
Deal Value

Trusted by UK Businesses Since 2018

Join hundreds of successful businesses who have secured their commercial property finance through our expert guidance.

500+
Happy Clients
£50M+
Loans Arranged
100+
UK Lenders
4.9★
Trustpilot Rating
Commercial Debt Intelligence

Featured Guides & Market Insights

Explore essential reading for UK Limited Company directors, SPV property investors, and commercial developers looking to optimise borrowing costs.

Commercial Mortgages12 min read

Complete Guide to Commercial Mortgages in 2026

Understand UK lending criteria, current interest rates, required deposit levels, and how to structure corporate finance applications.

Core PillarRead Guide→
Development Finance10 min read

Development Finance: Property Developer Guide

Funding mechanisms for ground-up developments, heavy refurbishments, and conversion schemes across the UK.

Specialist DebtRead Guide→
Bridging Finance9 min read

Bridging Loans: When & How to Use Short-Term Debt

Fast capital deployment for auction purchases, planning turnaround, and time-sensitive commercial asset acquisitions.

Fast LiquidityRead Guide→
Buy-to-Let SPVs8 min read

Buy-to-Let vs Limited Company SPV Mortgages

Evaluating corporate tax efficiency, Section 24 relief, and underwriting standards for UK portfolio landlords.

Tax & StructuringRead Guide→
⚡ Whole-of-Market Lender Matching

Need Fast Terms for Your UK Limited Company?

Connect directly with our panel of 100+ commercial lenders and specialist credit desks. Indicative terms within 24 to 48 hours without upfront fees.