Property Development Finance
Specialist development finance solutions from £250K to £50M+ for experienced developers across the UK
What is Development Finance?
Development finance, also known as property development loans, provides funding for property developers to purchase land and construct new buildings or significantly refurbish existing properties. Unlike traditional mortgages, development finance is specifically designed for projects that create value through construction or renovation.
These short-term facilities typically run from 12-36 months and are structured to release funds in stages as construction milestones are achieved. This approach protects both lender and borrower by ensuring funds are only released when specific project stages are completed satisfactorily.
Types of Development Finance We Arrange
Ground-Up Development
Finance for building new properties from scratch, including land purchase and construction costs.
- • Residential developments
- • Commercial buildings
- • Mixed-use projects
Heavy Refurbishment
Funding for major renovation projects that add significant value to existing properties.
- • Period property restoration
- • Commercial conversions
- • Listed building renovations
Conversion Projects
Specialist finance for converting properties between different use classes.
- • Office to residential
- • Barn conversions
- • Change of use developments
How Development Finance Works
Land Purchase
Initial drawdown to secure the development site
Planning & Preparation
Additional funds released for enabling works and planning
Staged Construction
Funds released against construction milestones
Exit Strategy
Repayment via sale or refinance to long-term lending
Key Features of Our Development Finance
Loan Amounts
From £250,000 to £50M+ for larger schemes
Loan-to-Cost (LTC)
Up to 70% of total development costs including land
Terms
Typically 12-36 months with extension options
Interest Rates
Competitive rates from 0.65% per month
Payment Options
Interest-only or rolled-up interest structures
Speed
Decisions in days, completions in 2-4 weeks
Why Choose Us for Development Finance?
Specialist Expertise
Deep understanding of development finance markets and lender requirements
Extensive Network
Access to specialist development lenders not available on the high street
Project Support
Ongoing assistance throughout your development project lifecycle
Ready to Fund Your Development?
Get a free, no-obligation assessment of your development finance requirements from our specialist team.