Success Stories
Real results from clients we've helped across commercial mortgages, development finance, bridging loans, and buy-to-let mortgages
£2.3M Commercial Property Investment
The Challenge
A property investment company needed to acquire a prime office building in Manchester but required a large commercial mortgage with competitive terms. The deal had to complete quickly to secure the property ahead of competing offers.
Our Solution
We identified a specialist commercial lender offering highly competitive rates for investment properties. Our team structured the application to highlight the strong rental covenant and the client's extensive property experience.
The Result
Successfully secured £2.3M at 4.2% over 20 years, completing in just 3 weeks. The competitive rate will save the client over £180,000 in interest over the mortgage term.
Key Outcomes
- £2.3M secured in 3 weeks
- 4.2% competitive interest rate
- £180,000 saved over mortgage term
- Beat competing offers to secure property
£4.8M Residential Development Scheme
The Challenge
An experienced developer needed development finance for a 24-unit residential scheme. The project required both land acquisition funding and staged construction finance, with the lender needing to be comfortable with the developer's track record and market conditions.
Our Solution
We sourced a specialist development lender who understood the local market and the developer's proven track record. The facility was structured with an initial land purchase drawdown followed by staged releases against construction milestones.
The Result
Secured £4.8M development facility at 7.5% with 70% of total development costs covered. The project completed on time and budget, generating a 22% profit margin for the developer.
Key Outcomes
- £4.8M development facility secured
- 70% of total costs covered
- Project completed on time and budget
- 22% profit margin achieved
£650K Auction Purchase & Refurbishment
The Challenge
A property developer identified a distressed commercial property at auction that needed significant refurbishment. They needed immediate funds for the auction purchase plus additional funding for the renovation work, with a tight 28-day completion deadline.
Our Solution
We arranged a bridging loan that covered both the auction purchase and refurbishment costs. The lender was chosen specifically for their speed and flexibility with refurbishment projects.
The Result
Completed £650K bridging loan in 10 days, enabling successful auction purchase. The property was refurbished and sold within 8 months, generating a 35% return on investment.
Key Outcomes
- Funds available in 10 days for auction
- Both purchase and refurb costs covered
- Property sold in 8 months
- 35% return on investment achieved
£1.8M Buy-to-Let Portfolio Expansion
The Challenge
An experienced landlord with 15 existing properties wanted to expand their portfolio through a limited company structure. They needed mortgages for 6 additional properties but were struggling to find lenders comfortable with their complex portfolio and limited company approach.
Our Solution
We identified specialist BTL lenders who actively lend to limited companies and portfolio landlords. We structured the applications to highlight the strong rental yields and the client's excellent track record of property management.
The Result
Secured mortgages totalling £1.8M across 6 properties at an average rate of 4.8%. The properties generate over £140,000 annual rental income, significantly expanding the client's investment portfolio.
Key Outcomes
- 6 BTL mortgages totalling £1.8M
- 4.8% average interest rate
- £140K+ annual rental income
- Successful limited company structure
£890K HMO Refinance & Acquisition
The Challenge
A client specialising in student accommodation needed to refinance existing HMO properties and acquire two additional licensed HMOs. The properties required specialist lenders familiar with HMO lending criteria and student rental markets.
Our Solution
We sourced HMO specialist lenders who understood both the student accommodation market and the licensing requirements. The deal combined refinancing existing properties with acquisition funding for the new purchases.
The Result
Successfully arranged £890K of HMO finance across 4 properties, improving the client's existing rates and enabling portfolio expansion. The properties now generate over £95,000 annual rental income.
Key Outcomes
- £890K HMO finance across 4 properties
- Improved rates on existing properties
- Portfolio successfully expanded
- £95K+ annual rental income
£1.2M Listed Building Conversion
The Challenge
A client wanted to convert a Grade II listed building into a boutique hotel. The project presented multiple challenges: listed building status, change of use planning, significant structural work required, and the need for a lender who understood hospitality sector risks.
Our Solution
We identified a specialist lender with experience in both listed building projects and hospitality sector lending. The facility was structured to accommodate the phased nature of the conversion work and the planning requirements.
The Result
Secured £1.2M commercial development facility enabling the successful conversion of a landmark building into a 12-room boutique hotel. The hotel opened on schedule and achieved 78% average occupancy in its first year.
Key Outcomes
- £1.2M secured for listed building conversion
- Successfully navigated planning complexities
- Hotel opened on schedule
- 78% occupancy in first year
What Our Clients Say
Real feedback from real clients
"Commercial Mortgage Dealer secured our £2.3M commercial mortgage in just 3 weeks when other brokers said it would take 6-8 weeks. Their market knowledge and lender relationships made all the difference."
"The development finance for our 24-unit scheme was complex, but the team handled everything professionally. They understood our business and found a lender who shared that understanding."
"We needed bridging finance for an auction purchase with just days to spare. They delivered funds in 10 days and helped us secure a fantastic investment opportunity."
Success by the Numbers
Proven results that speak for themselves
Almost all applications we submit are approved and complete successfully
Significantly faster than industry average completion times
Consistently high ratings from clients across all service areas
Could Your Project Be Our Next Success Story?
Every case study started with an initial conversation. Let's discuss how we can help you achieve your commercial finance goals.